Ocean
county · 15 metrics · 5y change · report
Home value index, single-family
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| Period | Value | Source | Matched by |
|---|---|---|---|
| 2026-06-01 | $554,887 | zillow_zhvi | fips |
| 2026-05-01 | $553,037 | zillow_zhvi | fips |
| 2026-04-01 | $551,360 | zillow_zhvi | fips |
| 2026-03-01 | $549,545 | zillow_zhvi | fips |
| 2026-02-01 | $547,701 | zillow_zhvi | fips |
| 2026-01-01 | $545,891 | zillow_zhvi | fips |
| 2025-12-01 | $543,969 | zillow_zhvi | fips |
| 2025-11-01 | $541,269 | zillow_zhvi | fips |
| 2025-10-01 | $538,513 | zillow_zhvi | fips |
| 2025-09-01 | $535,801 | zillow_zhvi | fips |
| 2025-08-01 | $533,730 | zillow_zhvi | fips |
| 2025-07-01 | $532,152 | zillow_zhvi | fips |
| 2025-06-01 | $530,695 | zillow_zhvi | fips |
| 2025-05-01 | $529,362 | zillow_zhvi | fips |
| 2025-04-01 | $528,436 | zillow_zhvi | fips |
| 2025-03-01 | $527,498 | zillow_zhvi | fips |
| 2025-02-01 | $527,111 | zillow_zhvi | fips |
| 2025-01-01 | $526,194 | zillow_zhvi | fips |
| 2024-12-01 | $525,615 | zillow_zhvi | fips |
| 2024-11-01 | $524,492 | zillow_zhvi | fips |
| 2024-10-01 | $522,958 | zillow_zhvi | fips |
| 2024-09-01 | $520,419 | zillow_zhvi | fips |
| 2024-08-01 | $517,272 | zillow_zhvi | fips |
| 2024-07-01 | $514,373 | zillow_zhvi | fips |
Observed rent index, all homes
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| Period | Value | Source | Matched by |
|---|---|---|---|
| 2026-06-01 | $2,708 | zillow_zori | fips |
| 2026-05-01 | $2,696 | zillow_zori | fips |
| 2026-04-01 | $2,688 | zillow_zori | fips |
| 2026-03-01 | $2,664 | zillow_zori | fips |
| 2026-02-01 | $2,635 | zillow_zori | fips |
| 2026-01-01 | $2,604 | zillow_zori | fips |
| 2025-12-01 | $2,618 | zillow_zori | fips |
| 2025-11-01 | $2,631 | zillow_zori | fips |
| 2025-10-01 | $2,664 | zillow_zori | fips |
| 2025-09-01 | $2,636 | zillow_zori | fips |
| 2025-08-01 | $2,651 | zillow_zori | fips |
| 2025-07-01 | $2,623 | zillow_zori | fips |
| 2025-06-01 | $2,628 | zillow_zori | fips |
| 2025-05-01 | $2,626 | zillow_zori | fips |
| 2025-04-01 | $2,601 | zillow_zori | fips |
| 2025-03-01 | $2,597 | zillow_zori | fips |
| 2025-02-01 | $2,556 | zillow_zori | fips |
| 2025-01-01 | $2,568 | zillow_zori | fips |
| 2024-12-01 | $2,540 | zillow_zori | fips |
| 2024-11-01 | $2,539 | zillow_zori | fips |
| 2024-10-01 | $2,511 | zillow_zori | fips |
| 2024-09-01 | $2,515 | zillow_zori | fips |
| 2024-08-01 | $2,488 | zillow_zori | fips |
| 2024-07-01 | $2,502 | zillow_zori | fips |
Median household income
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| Period | Value | Source | Matched by |
|---|---|---|---|
| 2019-01-01 | $86,411 | census_acs | fips |
| 2018-01-01 | $82,379 | census_acs | fips |
| 2017-01-01 | $76,644 | census_acs | fips |
| 2016-01-01 | $72,679 | census_acs | fips |
| 2015-01-01 | $70,909 | census_acs | fips |
Current values
Each metric’s most recent reading, ranked against peers by value rather than by change. The MOD-IV assessment aggregates appear only here: they are a single published snapshot, and a change needs two observations.
| Metric | Value | Rank | As of | Source |
|---|---|---|---|---|
| Median gross rent | $1,702 | 8 / 21 | 2023-12-31 | census_acs |
| Median household income | $86,411 | 16 / 21 | 2023-12-31 | census_acs |
| Median owner-occupied home value | $366,600 | 12 / 21 | 2023-12-31 | census_acs |
| Total population | 646,434 | 5 / 21 | 2023-12-31 | census_acs |
| Renters paying over 30% of income on housing | 0.55 | 21 / 21 | 2023-12-31 | census_acs |
| Area median income (HUD) | $130,600 | 4 / 21 | 2024-12-31 | hud |
| Low-income limit, 80% AMI, 4-person household | $97,800 | 5 / 21 | 2024-12-31 | hud |
| Net migration, tax returns | 1,077 | 1 / 21 | 2022-12-31 | irs_migration |
| Residential units permitted | 4,434 | 2 / 21 | 2024-12-31 | census_permits |
| Home value to area median income | 3.91 | 11 / 21 | 2024-12-31 | hip_derived |
| Home value to household income | 5.46 | 16 / 21 | 2023-12-31 | hip_derived |
| Annual rent to household income | 0.33 | 17 / 18 | 2023-12-31 | hip_derived |
| Unemployment rate | 4.6% | 13 / 21 | 2025-12-31 | bls |
| Home value index, single-family | $554,887 | 12 / 21 | 2026-06-30 | zillow_zhvi |
| Observed rent index, all homes | $2,708 | 5 / 19 | 2026-06-30 | zillow_zori |
Interpretation
written by Gemma 4 E4B · ollamaThe underlying figures have changed since this was written. Treat it as out of date until it is regenerated.
Ocean County has shown significant growth across several key metrics. The region ranks first among its peers for total population, which increased by 8.4%. Development activity is particularly strong, with residential units permitted showing a massive increase of 96.4%, ranking third among all counties. Housing values have also appreciated significantly, with the single-family home value index rising 44.9%, ranking third among comparable regions. Rent prices have kept pace, with the observed rent index increasing 38.4%, also ranking third among its peer group.
Despite strong appreciation in housing and rent values, affordability metrics indicate strain. The home value to area median income ratio increased by 34.0%, placing the region in the 19th rank of 21 counties, indicating poor affordability relative to income. Similarly, the annual rent to household income ratio rose 19.6%, ranking 15th out of 16 peers. While the median household income increased by 21.9% and the area median income (HUD) rose 19.4%, the rate of housing value growth has outpaced income growth, as shown by the home value to area median income ratio.
It is important to note several caveats when interpreting these figures. The affordability ratios are computed by the platform and are not published by the source agencies. Furthermore, the Zillow observed rent index is based on a smaller cohort of locations than the home-value index, meaning its rank is against a thinner base. Finally, the American Community Survey 5-year estimates overlap by four years, meaning consecutive estimates should not be treated as independent measurements.
Generated by a local language model from this region's analysis packet. It is interpretation of computed metrics, not a measurement, and not advice.
Caveats
- ACS 5-year vintages overlap by four years, so consecutive estimates are not independent measurements and short windows understate the real separation.
- Affordability ratios are computed by this platform from two published series, not published by either source. The monthly value or rent series is averaged over the survey year to match the annual income denominator.
- Zillow's rent index begins in 2015 and covers far fewer places than its home-value index, so any rent figure rests on a thinner base — and ranks against a smaller cohort — than a value figure.
- HUD publishes income limits per county, so every AMI-based figure here is a county figure. HUD does not sanction allocating one down to a municipality.